Optional Coverage

Collision Coverage

Collision coverage pays to repair or replace your vehicle if it is damaged as a result of upset or a collision with another vehicle, person or object, including the ground or highway, or impact with an object on or in the ground.

Comprehensive coverage

Comprehensive insurance covers loss or damage to your vehicle by any cause except loss or damage covered by collision insurance. Comprehensive includes coverage for loss or damage caused by: fire, lightning, theft, (except by an employee or member of your household), vandalism, malicious mischief, windstorm, earthquake, hail, impact with animals, missiles, falling or flying objects, riot, civil commotion, rising water or the stranding, sinking, burning, derailment, or collision of a conveyance transporting the vehicle on land or water.

Extended Third-Party Legal Liability

If you are found legally liable or responsible for a crash where someone else is hurt or their property is damaged, your Third-Party Legal Liability coverage pays their claims or damages against you.

Your Basic Autoplan Insurance gives you $200,000 in Third-Party Legal Liability coverage. However, courts often award judgments for much more than $200,000. Most motorists increase their Third-Party Legal Liability coverage, so they are better protected in case of serious injury to others.

Excess Underinsured Motorist Protection
Loss of Use
Vehicle Travel Protection
Motor Vehicle Equipment
Excess Special Equipment
Motor Home Contents
Specified Perils
Vehicle In Storage Coverage
Limited Depreciation Coverage
Replacement Cost Coverage
Off Road Vehicles
Agreed Value for Collector Cars

Insuring my Teen

Most teens spend months counting down the days until they can drive.
While they see only the possibilities, parents are also aware of the responsibilities anyone takes on when climbing behind the wheel of a vehicle.

For all other enquiries regarding ICBC auto insurance, please visit www.icbc.com, or call one of our helpful agents at 250-442-2174