How Can I Save Money?

The biggest savings on your Autoplan premiums are earned through your claim record.

For each consecutive year of claim-free driving, you save more on your premium through our Claim-Rated Scale. You start at the base rate, and as of January 2001, you can gain an additional 5% discount each year up to a maximum of 43%.

The bad news is, if you have an at-fault or chargeable claim, you move as few as 3 or as many as 6 steps in the opposite direction on the Claim-Rated Scale. You lose part or all of any discounts you have, and may even have to pay a surcharge.

There are extra savings and coverage for vehicle owners who have been free of at-fault claims for at least 9 years, with RoadStar and for those vehicle owners who are free of at-fault claims for at least 15 years, there is RoadStar Gold. That means you're eligible for more savings that will increase with every year that you keep your claim-free status. Also, it means that you are eligible for the Roadstar Package

Other Discounts Offered with ICBC Insurance:
Roadside Plus
Senior’s Rate Class
Anti-Theft Device Discount
Disability Discount
Discount Protection
Antique and Collector Plates
Fleet Discounts
Experienced Drivers Discounts